You started your business to build your wealth and to provide security for yourself and your family. You took it upon yourself to be your own boss so you could enjoy the quality of life a successful business can provide.

Chances are you are one of the 87% of businesses using your personal credit and assets to fund your business. When you consider that more than 50% of businesses fail in their first 3 years due to lack of funding, you should be concerned. Why? Because what isn’t often mentioned is how the failed business venture also ruined the business owner who lost his life’s savings, maxed out his credit cards, and destroyed his credit before he ran out of money.

But it doesn’t have to be that way. With the correct guidance you can obtain all the financing you could ever need without risking your personal credit or wealth… even if you’re a start up!

Your Business Should Finance Itself

Other business loan services simply take your application and try to squeeze you into whatever loan program they can. Their goal is to make their fee for getting you approved.  They may not care if that loan is best for you. They may not know how to coach you on strategies that can dramatically improve your chances of approval and greatly reduce the costs to you.

At L4S we take the initiative to show you how to build your business into an asset capable of securing its own financing. We use a proven proprietary 6 step process to position your business for the greatest chance of success before submitting your application to anyone. In fact, we won’t even submit an application on your behalf until you’ve completed our program. That’s non-negotiable.

4 Reasons Why Your Business Needs to Build Business Credit Now

  1. Secure new financing options. A strong business credit file can be the difference between receiving funds or not.  Approval for most small business loan decisions under $90,000 happens automatically, often relying on one thing – your business credit file and score.
  2. Get the best credit terms. Your business credit score will likely result in better credit card and loan interest rates.  For businesses with weak credit scores, banks and lending institutions may increase loan interest rates from 7% to 12% and credit card interest rates from 8% to 18%. That’s money out of your pocket.
  3. Reduce your expenses. Building your business credit can improve cash flow by reducing:
  • Financing Costs
  • Insurance Premiums
  • Rental Terms
  • Credit Card Rates
  • Vendor and Supplier Terms

5.   Peace of mind. Protect your personal assets and reduce your personal liability by creating a separate corporate entity and business credit.  Establishing your business credit only strengthens this liability protection.

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No Excuses

Your own personal Certified Business Credit Consultant will hold your hand and guide you through our process so that you can get the financing you need in the shortest time possible.

If we can’t get you financed, then you get your money back. We’re that certain we can help you.